by Ed Beckmann | Dec 31, 2020 | Insurance Claims, Insurance Claims 101
ORDINANCE AND LAW COVERAGE Most insured damage arises from a direct physical or financial loss to property. The main coverage in most policies is for any “loss or damage” arising from an insured event such as fire, hail, water etc. Yet many policies also cover repairs...
by Ed Beckmann | Nov 30, 2020 | Insurance Claims, Insurance Claims 101
INSURANCE CLAIM TERMINOLOGY People new to the insurance claim realm often struggle with the terminology. The word adjuster is used within three terms, and while the terms are similar the distinctions are important. Following is a summary of important terms property...
by Ed Beckmann | Oct 30, 2020 | Beckmann Law, Uncategorized
WHAT MAKES A GOOD CONTRACTOR? Property owners with damage to be repaired need to find a quality contractor. Yet most property owners are not regularly consumers of construction services. The following is a framework for finding a quality contractor to handle storm,...
by Ed Beckmann | Sep 30, 2020 | Insurance Claims, Insurance Claims 101
NOTICE AND PREJUDICE Notice Property owners have an obligation to provide notice of a claim soon after loss or damage has occurred. This obligation is found in the insurance policy. It is a contract obligation held by the property owner. Insurance companies can...
by Ed Beckmann | Aug 31, 2020 | Insurance Claims, Insurance Claims 101
OLD AND NEW DAMAGE My clients often find themselves in the difficult predicament of finding new wind or hail damage, but the insurance company calls it old damage that is not covered. What to do? Does the existence of old hail or wind damage result in no coverage...
