by Ed Beckmann | May 29, 2026 | Beckmann Law, Insurance Claims, Insurance Claims 101
Long-time readers of my blogs know that I think it important to thoughtfully and clearly state to an insurer what is damaged and the amount to repair it. I think insurance policies and state law require this clarity. Because that is so, insurers should always allow...
by Ed Beckmann | Apr 15, 2026 | Insurance Claims, Insurance Claims 101
I have heard from more than one public adjuster that insurance companies are refusing to give certified copies of the policy to both the insured, and the public adjuster. That, to me, is astounding. This article is to describe why that is so outrageous. First,...
by Ed Beckmann | Mar 13, 2026 | Insurance Claims, Insurance Claims 101
An insurance claim does not immediately end when an insured dies. The insurance claim is a legal right under the insurance policy that passes to the estate of the insured. In fact, in Minnesota the statute of limitations can be extended when a person passes. The...
by Ed Beckmann | Feb 20, 2026 | Insurance Claims, Insurance Claims 101
I have reviewed so many insurance policies I cannot even estimate how many. After 15 years in this arena I still need to pause and rely on this experience to understand what is being covered and excluded. I can’t imagine what it would be like to read insurance...
by Ed Beckmann | Dec 19, 2025 | Insurance Claims, Insurance Claims 101
A professor at my law school held the opinion that the core of our legal system is the right to cross-examine. This means the right to test the evidence being presented by questioning witnesses and offering rebuttal evidence. In many states that principle applies to...
by Ed Beckmann | Nov 19, 2025 | Insurance Claims, Insurance Claims 101
Insured losses like fire, frozen water pipes, lightning strikes and other perils can put property owners out of their home. Without a place to live they incur costs for hotel or extended stay residences. Two common questions that arise are: 1) are these expenses...
