by Ed Beckmann | May 23, 2025 | Insurance Claims, Insurance Claims 101
Some disputes between property owners and insurers are litigated (court hearings and trials), while others are sent to an alternative forum. That alternative is appraisal, a process that I outline here. Years ago, the Wisconsin Legislature endorsed appraisal as an...
by Ed Beckmann | Apr 30, 2025 | Insurance Claims
Last year the Minnesota Court of Appeals held there is no deadline to demand appraisal. For years, insurers argued that any deadline to serve a lawsuit was also the deadline to demand appraisal. The Court of Appeals, in an opinion that is binding precedent, held...
by Ed Beckmann | Mar 6, 2025 | Claim Types, Insurance Claims
In 2024, the Minnesota Legislature clarified which insurer must pay a loss assessment. That is helpful for everyone involved in condo and townhome insurance. Condominium and townhome associations carry insurance to protect against sudden occurrences such as fire,...
by Ed Beckmann | Feb 25, 2025 | Insurance Claims, Insurance Claims 101
People new to insurance claims can be confused by insurers “policies” and how that word applies to the claims process. Here is an important distinction: an insurance policy issued to an insured is different from an internal insurance company policy or protocol. ...
by Ed Beckmann | Jan 30, 2025 | Insurance Claims, Insurance Claims 101
Wisconsin property owners and their advocates need to be thoughtful when calculating deadlines for pursuing an insurance claim. Most Wisconsin property insurance policies are constructed to be all-peril policies whereby there is one deadline to pursue all claims in...
