by Ed Beckmann | Aug 11, 2023 | Insurance Claims, Insurance Claims 101
Property owners facing an insurance company denial or unfair adjustment have several options. There is no need to immediately “lawyer-up” when an insurer is acting unfairly. The following are options to consider: Demand A Written Letter. Insurance companies are...
by Ed Beckmann | Jul 5, 2023 | Insurance Claims, Insurance Claims 101
WHAT IS A PROOF OF LOSS? A proof of loss is a very important document. It is a definitive statement by an insured property owner that states the cause and amount of loss for a claim. An indication of its importance is that the property owner signs the proof of loss...
by Ed Beckmann | Jun 30, 2023 | Beckmann Law, Insurance Claims, Insurance Claims 101
In the last five years several Minnesota appellate cases have shaped the law on whether interest is owed on an appraisal award and how that interest is calculated. This post provides a summary of where Minnesota law stands on calculation of interest. The first case...
by Ed Beckmann | May 31, 2023 | Fraud, Insurance Claims, Insurance Claims 101
WISCONSIN COOPERATION CLAUSES Most Wisconsin insurance policies include a cooperation clause whereby the insured property owner must produce documents and records to support an insurance claim. The insurance company can deny a valid claim when a property owner fails...
by Ed Beckmann | Apr 28, 2023 | Insurance Claims, Insurance Claims 101
INSURANCE COMPANY FRAUD CLAIMS Insurance companies will refuse to pay claims due to two similar, yet different, reasons: fraud and lack of cooperation. This article will discuss an insurance company’s claim that a Wisconsin insured property owner committed fraud....
by Ed Beckmann | Mar 31, 2023 | Fraud, Insurance Claims, Insurance Claims 101
COOPERATION CLAUSES Insurance companies can deny a claim in its entirety due to a lack of cooperation during the claims process. This article reviews the basis for such a denial and how a property owner can overcome it. Insurance policies include a cooperation clause...