by Ed Beckmann | Apr 30, 2024 | Insurance Claims, Insurance Claims 101
Insurance appraisals determine the amount of loss, or scope of loss, with finality. In Minnesota that includes the cause of loss. In Wisconsin and Illinois, where I am also licensed, the case law is less certain as there is authority to suggest an insurer must first...
by Ed Beckmann | Mar 30, 2024 | Insurance Claims, Insurance Claims 101
Minnesota property owners and their advocates need to be careful when calculating deadlines for pursuing an insurance claim. For years most Minnesota property insurance policies have been constructed as all-peril policies with one deadline for filing suit. An...
by Ed Beckmann | Feb 23, 2024 | Insurance Claims, Insurance Claims 101
Some insurance companies in Minnesota have refused to pay to replace roofing materials under damaged shingles. This month the Minnesota Court of Appeals held that is impossible if the building materials must be replaced per state building codes. This is an important...
by Ed Beckmann | Jan 19, 2024 | Claim Types, Insurance Claims, Insurance Claims 101
Here are five reasons why insurance companies deny insurance claims, and an overview of what you can do about it. A Different Cause Insurers will view property damage and decide that the cause of the damage is something other than what you claim. You may say the...
by Ed Beckmann | Oct 27, 2023 | Claim Types, Fraud, Insurance Claims, Insurance Claims 101
An examination under oath, or EUO, is an insurance company’s opportunity to learn more about you and your claim. An overview of what this process is can be found here. Why Me? I am often asked why an insurance company is conducting an EUO. People ask, “is this...
by Ed Beckmann | Sep 28, 2023 | Insurance Claims, Insurance Claims 101
Bad faith is first a feeling held by a property owner. The property owner feels like the insurance company is being unfair, but that feeling may or may not lead to a claim in court. Understanding the criteria for a Wisconsin bad faith claim is necessary when it’s...
