by Ed Beckmann | Feb 23, 2024 | Insurance Claims, Insurance Claims 101
Some insurance companies in Minnesota have refused to pay to replace roofing materials under damaged shingles. This month the Minnesota Court of Appeals held that is impossible if the building materials must be replaced per state building codes. This is an important...
by Ed Beckmann | Jan 19, 2024 | Claim Types, Insurance Claims, Insurance Claims 101
Here are five reasons why insurance companies deny insurance claims, and an overview of what you can do about it. A Different Cause Insurers will view property damage and decide that the cause of the damage is something other than what you claim. You may say the...
by Ed Beckmann | Oct 27, 2023 | Claim Types, Fraud, Insurance Claims, Insurance Claims 101
An examination under oath, or EUO, is an insurance company’s opportunity to learn more about you and your claim. An overview of what this process is can be found here. Why Me? I am often asked why an insurance company is conducting an EUO. People ask, “is this...
by Ed Beckmann | Sep 28, 2023 | Insurance Claims, Insurance Claims 101
Bad faith is first a feeling held by a property owner. The property owner feels like the insurance company is being unfair, but that feeling may or may not lead to a claim in court. Understanding the criteria for a Wisconsin bad faith claim is necessary when it’s...
by Ed Beckmann | Aug 11, 2023 | Insurance Claims, Insurance Claims 101
Property owners facing an insurance company denial or unfair adjustment have several options. There is no need to immediately “lawyer-up” when an insurer is acting unfairly. The following are options to consider: Demand A Written Letter. Insurance companies are...
by Ed Beckmann | Jul 5, 2023 | Insurance Claims, Insurance Claims 101
WHAT IS A PROOF OF LOSS? A proof of loss is a very important document. It is a definitive statement by an insured property owner that states the cause and amount of loss for a claim. An indication of its importance is that the property owner signs the proof of loss...
