by Ed Beckmann | Jul 30, 2025 | Insurance Claims, Insurance Claims 101
The Minnesota Supreme Court decided how to apply the building code coverage statute to a roof assembly. The analysis the Supreme Court used is not only important for roof assemblies, but any enforcement of building code to property partially damaged by an insured...
by Ed Beckmann | May 23, 2025 | Insurance Claims, Insurance Claims 101
Some disputes between property owners and insurers are litigated (court hearings and trials), while others are sent to an alternative forum. That alternative is appraisal, a process that I outline here. Years ago, the Wisconsin Legislature endorsed appraisal as an...
by Ed Beckmann | Feb 25, 2025 | Insurance Claims, Insurance Claims 101
People new to insurance claims can be confused by insurers “policies” and how that word applies to the claims process. Here is an important distinction: an insurance policy issued to an insured is different from an internal insurance company policy or protocol. ...
by Ed Beckmann | Jan 30, 2025 | Insurance Claims, Insurance Claims 101
Wisconsin property owners and their advocates need to be thoughtful when calculating deadlines for pursuing an insurance claim. Most Wisconsin property insurance policies are constructed to be all-peril policies whereby there is one deadline to pursue all claims in...
by Ed Beckmann | Nov 15, 2024 | Insurance Claims, Insurance Claims 101
Insurance policies often include a deadline to complete repairs. This post discusses how property owners should think about such a deadline when an insurer claims the deadline has expired, thus it will not pay depreciation (replacement cost value). Deadlines to...
by Ed Beckmann | Oct 11, 2024 | Insurance Claims, Insurance Claims 101
Resources are finite. Property owners and their advocates need to allocate resources correctly. People do not have time for wild goose chases. Of all the wise fights to fight, perhaps the wisest and most cost effective is to push hard for a true, neutral umpire in...
