by Ed Beckmann | Mar 6, 2025 | Claim Types, Insurance Claims
In 2024, the Minnesota Legislature clarified which insurer must pay a loss assessment. That is helpful for everyone involved in condo and townhome insurance. Condominium and townhome associations carry insurance to protect against sudden occurrences such as fire,...
by Ed Beckmann | Feb 25, 2025 | Insurance Claims, Insurance Claims 101
People new to insurance claims can be confused by insurers “policies” and how that word applies to the claims process. Here is an important distinction: an insurance policy issued to an insured is different from an internal insurance company policy or protocol. ...
by Ed Beckmann | Jan 30, 2025 | Insurance Claims, Insurance Claims 101
Wisconsin property owners and their advocates need to be thoughtful when calculating deadlines for pursuing an insurance claim. Most Wisconsin property insurance policies are constructed to be all-peril policies whereby there is one deadline to pursue all claims in...
by Ed Beckmann | Nov 15, 2024 | Insurance Claims, Insurance Claims 101
Insurance policies often include a deadline to complete repairs. This post discusses how property owners should think about such a deadline when an insurer claims the deadline has expired, thus it will not pay depreciation (replacement cost value). Deadlines to...
by Ed Beckmann | Oct 11, 2024 | Insurance Claims, Insurance Claims 101
Resources are finite. Property owners and their advocates need to allocate resources correctly. People do not have time for wild goose chases. Of all the wise fights to fight, perhaps the wisest and most cost effective is to push hard for a true, neutral umpire in...
by Ed Beckmann | Sep 13, 2024 | Insurance Claims
Clients often ask me what evidence they need for appraisal. (For those new to this subject and want an overview of appraisal click here) When I answer the question of what evidence is needed, I think of three categories: proving the loss event actually happened,...
