by Ed Beckmann | Nov 15, 2024 | Insurance Claims, Insurance Claims 101
Insurance policies often include a deadline to complete repairs. This post discusses how property owners should think about such a deadline when an insurer claims the deadline has expired, thus it will not pay depreciation (replacement cost value). Deadlines to...
by Ed Beckmann | Oct 11, 2024 | Insurance Claims, Insurance Claims 101
Resources are finite. Property owners and their advocates need to allocate resources correctly. People do not have time for wild goose chases. Of all the wise fights to fight, perhaps the wisest and most cost effective is to push hard for a true, neutral umpire in...
by Ed Beckmann | Sep 13, 2024 | Insurance Claims
Clients often ask me what evidence they need for appraisal. (For those new to this subject and want an overview of appraisal click here) When I answer the question of what evidence is needed, I think of three categories: proving the loss event actually happened,...
by Ed Beckmann | Aug 31, 2024 | Insurance Claims, Insurance Claims 101
After a hail or wind storm many property owners will see neighbors with new roofs, paid by insurance, and ask “why not my roof”? Same storm, same hail, so why not a new roof? The correct answer is complicated. The fact neighbors had hail damage is always relevant....
by Ed Beckmann | Jul 15, 2024 | Beckmann Law, Insurance Claims, Insurance Claims 101
Minnesota has three statutes that provide interest for insured property owners. The statutes are Minn. Stat. § 65A.01, Minn. Stat. § 549.09, and Minn. Stat. § 60A.0811. The first statute does not specify the rate and is rarely argued. The second applies to...
by Ed Beckmann | May 29, 2024 | Fraud, Insurance Claims
Minnesota condominium and townhome unit owners have insurance claims. Those can be covered by two polices: one obtained by the association, the other by the unit owner. clearly the unit owner is responsible to pursue a claim under his or her policy. Who pursues...
