by Ed Beckmann | Jun 28, 2024 | Fraud
In my February 2023 post, I comment on the elements an insurer must prove in Minnesota to prove a claim for fraud. A recent Court of Appeals case wherein I represented the insured tenant provides an excellent example of the evidentiary burden an insurance company...
by Ed Beckmann | May 29, 2024 | Fraud, Insurance Claims
Minnesota condominium and townhome unit owners have insurance claims. Those can be covered by two polices: one obtained by the association, the other by the unit owner. clearly the unit owner is responsible to pursue a claim under his or her policy. Who pursues...
by Ed Beckmann | Oct 27, 2023 | Claim Types, Fraud, Insurance Claims, Insurance Claims 101
An examination under oath, or EUO, is an insurance company’s opportunity to learn more about you and your claim. An overview of what this process is can be found here. Why Me? I am often asked why an insurance company is conducting an EUO. People ask, “is this...
by Ed Beckmann | May 31, 2023 | Fraud, Insurance Claims, Insurance Claims 101
WISCONSIN COOPERATION CLAUSES Most Wisconsin insurance policies include a cooperation clause whereby the insured property owner must produce documents and records to support an insurance claim. The insurance company can deny a valid claim when a property owner fails...
by Ed Beckmann | Mar 31, 2023 | Fraud, Insurance Claims, Insurance Claims 101
COOPERATION CLAUSES Insurance companies can deny a claim in its entirety due to a lack of cooperation during the claims process. This article reviews the basis for such a denial and how a property owner can overcome it. Insurance policies include a cooperation clause...
by Ed Beckmann | Feb 23, 2023 | Fraud, Insurance Claims, Insurance Claims 101
Insurance companies will refuse to pay claims due to two similar, yet different, reasons: fraud and lack of cooperation. This article will discuss an insurer’s claim an insured property owner committed fraud. There is a distinction between criminal fraud proven by a...
