by Ed Beckmann | Mar 6, 2025 | Claim Types, Insurance Claims
In 2024, the Minnesota Legislature clarified which insurer must pay a loss assessment. That is helpful for everyone involved in condo and townhome insurance. Condominium and townhome associations carry insurance to protect against sudden occurrences such as fire,...
by Ed Beckmann | Dec 27, 2024 | Claim Types
AGENT/BROKER DUTIES TO A CUSTOMER Insurance brokers or agents that sell insurance policies can make mistakes. Unfortunately, their obligations to a customer are not straightforward. Property owners in Minnesota and Wisconsin who feel their broker or agent made a...
by Ed Beckmann | Jan 19, 2024 | Claim Types, Insurance Claims, Insurance Claims 101
Here are five reasons why insurance companies deny insurance claims, and an overview of what you can do about it. A Different Cause Insurers will view property damage and decide that the cause of the damage is something other than what you claim. You may say the...
by Ed Beckmann | Oct 27, 2023 | Claim Types, Fraud, Insurance Claims, Insurance Claims 101
An examination under oath, or EUO, is an insurance company’s opportunity to learn more about you and your claim. An overview of what this process is can be found here. Why Me? I am often asked why an insurance company is conducting an EUO. People ask, “is this...
by Ed Beckmann | Feb 28, 2021 | Claim Types, Insurance Claims, Insurance Claims 101
ADDITIONAL OR SUPPLEMENTAL COVERAGES Most property insurance claims are covered by Coverages A-D, which is coverage for buildings, personal property, and alternative living expenses or loss of use. After this tier of coverage are separate coverages often referred to...
by Ed Beckmann | Jan 30, 2020 | Claim Types, Insurance Claims
Unit Owner Coverages If you are a townhome or condominium unit owner that has sustained property damage your insurance policy will include numerous kinds of coverage. These policies are often referred to in the insurance industry as HO-6 policies. The following is an...
