by Ed Beckmann | Jun 28, 2024 | Fraud
In my February 2023 post, I comment on the elements an insurer must prove in Minnesota to prove a claim for fraud. A recent Court of Appeals case wherein I represented the insured tenant provides an excellent example of the evidentiary burden an insurance company...
by Ed Beckmann | May 29, 2024 | Fraud, Insurance Claims
Minnesota condominium and townhome unit owners have insurance claims. Those can be covered by two polices: one obtained by the association, the other by the unit owner. clearly the unit owner is responsible to pursue a claim under his or her policy. Who pursues...
by Ed Beckmann | Apr 30, 2024 | Insurance Claims, Insurance Claims 101
Insurance appraisals determine the amount of loss, or scope of loss, with finality. In Minnesota that includes the cause of loss. In Wisconsin and Illinois, where I am also licensed, the case law is less certain as there is authority to suggest an insurer must first...
by Ed Beckmann | Mar 30, 2024 | Insurance Claims, Insurance Claims 101
Minnesota property owners and their advocates need to be careful when calculating deadlines for pursuing an insurance claim. For years most Minnesota property insurance policies have been constructed as all-peril policies with one deadline for filing suit. An...
by Ed Beckmann | Feb 23, 2024 | Insurance Claims, Insurance Claims 101
Some insurance companies in Minnesota have refused to pay to replace roofing materials under damaged shingles. This month the Minnesota Court of Appeals held that is impossible if the building materials must be replaced per state building codes. This is an important...
