Minnesota Appraisal Deadlines

Last year the Minnesota Court of Appeals held there is no deadline to demand appraisal.  For years, insurers argued that any deadline to serve a lawsuit was also the deadline to demand appraisal.  The Court of Appeals, in an opinion that is binding precedent, held...

Who Pays The Assessment?

In 2024, the Minnesota Legislature clarified which insurer must pay a loss assessment.  That is helpful for everyone involved in condo and townhome insurance. Condominium and townhome associations carry insurance to protect against sudden occurrences such as fire,...

Agent/Broker Liability

AGENT/BROKER DUTIES TO A CUSTOMER Insurance brokers or agents that sell insurance policies can make mistakes. Unfortunately, their obligations to a customer are not straightforward.  Property owners in Minnesota and Wisconsin who feel their broker or agent made a...