by Ed Beckmann | Mar 13, 2026 | Insurance Claims, Insurance Claims 101
An insurance claim does not immediately end when an insured dies. The insurance claim is a legal right under the insurance policy that passes to the estate of the insured. In fact, in Minnesota the statute of limitations can be extended when a person passes. The...
by Ed Beckmann | Feb 20, 2026 | Insurance Claims, Insurance Claims 101
I have reviewed so many insurance policies I cannot even estimate how many. After 15 years in this arena I still need to pause and rely on this experience to understand what is being covered and excluded. I can’t imagine what it would be like to read insurance...
by Ed Beckmann | Jan 23, 2026 | Uncategorized
This article is to give you some suggestions for how to assess your real estate insurance needs. While good premiums are important, the criteria for finding good coverage is larger than just premiums. Insurance companies do not offer uniform coverage. The coverage...
by Ed Beckmann | Dec 19, 2025 | Insurance Claims, Insurance Claims 101
A professor at my law school held the opinion that the core of our legal system is the right to cross-examine. This means the right to test the evidence being presented by questioning witnesses and offering rebuttal evidence. In many states that principle applies to...
by Ed Beckmann | Nov 19, 2025 | Insurance Claims, Insurance Claims 101
Insured losses like fire, frozen water pipes, lightning strikes and other perils can put property owners out of their home. Without a place to live they incur costs for hotel or extended stay residences. Two common questions that arise are: 1) are these expenses...
