by Ed Beckmann | Jul 30, 2025 | Insurance Claims, Insurance Claims 101
The Minnesota Supreme Court decided how to apply the building code coverage statute to a roof assembly. The analysis the Supreme Court used is not only important for roof assemblies, but any enforcement of building code to property partially damaged by an insured...
by Ed Beckmann | Jun 26, 2025 | Uncategorized
Insurance companies sometimes pull a surprise. They tell an insured customer that their policy only covers the actual cash value, not the replacement cost value, of the property. It’s an unpleasant surprise, but as always, the last word on whether the insurer is...
by Ed Beckmann | May 23, 2025 | Insurance Claims, Insurance Claims 101
Some disputes between property owners and insurers are litigated (court hearings and trials), while others are sent to an alternative forum. That alternative is appraisal, a process that I outline here. Years ago, the Wisconsin Legislature endorsed appraisal as an...
by Ed Beckmann | Apr 30, 2025 | Insurance Claims
Last year the Minnesota Court of Appeals held there is no deadline to demand appraisal. For years, insurers argued that any deadline to serve a lawsuit was also the deadline to demand appraisal. The Court of Appeals, in an opinion that is binding precedent, held...
by Ed Beckmann | Mar 6, 2025 | Claim Types, Insurance Claims
In 2024, the Minnesota Legislature clarified which insurer must pay a loss assessment. That is helpful for everyone involved in condo and townhome insurance. Condominium and townhome associations carry insurance to protect against sudden occurrences such as fire,...
