by Ed Beckmann | Mar 6, 2025 | Claim Types, Insurance Claims
In 2024, the Minnesota Legislature clarified which insurer must pay a loss assessment. That is helpful for everyone involved in condo and townhome insurance. Condominium and townhome associations carry insurance to protect against sudden occurrences such as fire,...
by Ed Beckmann | Feb 25, 2025 | Insurance Claims, Insurance Claims 101
People new to insurance claims can be confused by insurers “policies” and how that word applies to the claims process. Here is an important distinction: an insurance policy issued to an insured is different from an internal insurance company policy or protocol. ...
by Ed Beckmann | Jan 30, 2025 | Insurance Claims, Insurance Claims 101
Wisconsin property owners and their advocates need to be thoughtful when calculating deadlines for pursuing an insurance claim. Most Wisconsin property insurance policies are constructed to be all-peril policies whereby there is one deadline to pursue all claims in...
by Ed Beckmann | Dec 27, 2024 | Claim Types
AGENT/BROKER DUTIES TO A CUSTOMER Insurance brokers or agents that sell insurance policies can make mistakes. Unfortunately, their obligations to a customer are not straightforward. Property owners in Minnesota and Wisconsin who feel their broker or agent made a...
by Ed Beckmann | Nov 15, 2024 | Insurance Claims, Insurance Claims 101
Insurance policies often include a deadline to complete repairs. This post discusses how property owners should think about such a deadline when an insurer claims the deadline has expired, thus it will not pay depreciation (replacement cost value). Deadlines to...
