Insured property owners need to be thoughtful about two important deadlines that often fall on the same date but are not the same.
This article is to give a framework for understanding whether your business or homeowners policy may provide coverage.
In assessing whether an insurance company should slow an adjustment I draw a distinction between site visits that are indoor those that are outdoor.
COVID-19 Brings to Life Coverage That Is Typically Straightforward.
Civil Authority coverage and Business Loss Interruption coverage.
Best practices to complete a proof of loss.
Assessment coverage for townhome and condo coverage.
Unit Owner Coverages If you are a townhome or condominium unit owner that has sustained property damage your insurance policy will include numerous kinds of coverage. These policies are often referred to in the insurance industry as HO-6 policies. The following is an...
Appraisal is an out-of-court dispute resolution process that resolves the amount of loss with finality. You can think of an appraisal as being like arbitration. In fact, in two of the three states where I am licensed the rules that govern the fairness of arbitration also apply…
Insured property owners have a duty to cooperate with an insurance company’s investigation of a claim as outlined in their policy. Often referred to as the cooperation clause because it helps property owners understand how they must cooperate with an insurer....