Blog
Minnesota Appraisal Deadlines
If the insurance company does not follow these three deadlines, they have breached the contract. Insurance policies are regarded as contracts in the State of Minnesota notwithstanding the fact some of the policy is written by the Legislature.
Who Pays The Assessment?
The Legislature passed Minn. Stat. § 65A.3025 which holds that if an H06 carrier offers loss assessment coverage, that coverage is triggered when the loss event occurs, not the subsequent assessment by the association.
Internal Policies Are Not Final
Abiding by internal insurance company policies may help facilitate quick resolution of the claim, but internal policies may also reflect unfair and unenforceable requirements on a property owner.
Wisconsin Hail Claim Deadlines
If a policy contains a one-year deadline the property owner is in a bind.
Agent/Broker Liability
The law does not assume such a relationship between agents and brokers and their customers, rather the law assumes an arms-length transaction. Yet the facts can overcome this assumption.
Repair Deadlines
All principles and rules of contract law apply to a repair deadline. That includes the contract law principle that no party may enforce a contractual requirement when it has frustrated, or hindered, the other party’s ability to perform.
Neutrality Is Everything
No umpire should fear insurance companies to the point they are afraid insurers will never hire them again if they fairly hear the evidence.
Evidence for Appraisal
Evidence homeowners need for appraisal.
Why Not My Roof?
Life is complicated, and so are hailstorms.
Interest on Insurance Claims for Commercial Properties
Best practice is to deliver the “demand for payment” in writing. The reason is evidentiary: weeks or months after a verbal demand for payment memories will fade as to what was said.